IQBAL, N.; TUFAIL, M. S.; MOHSIN, M. .; SANDHU, M. A. Assessing Social and Financial Efficiency: The Evidence from Microfinance Institutions in Pakistan. Pakistan Journal of Social Sciences, [S. l.], v. 39, n. 1, p. 149-161, 2021. Disponível em: https://pjss.bzu.edu.pk/index.php/pjss/article/view/646. Acesso em: 18 feb. 2026.